Egypt’s Minister of Finance, Ahmed Kouchouk
Egypt to launch new Citizen Bond for individuals
Egypt’s Minister of Finance, Ahmed Kouchouk, has announced the launch of a new retail investment instrument called the “Citizen Bond,” which will be available to individuals starting next Sunday through post offices nationwide. The initiative is part of the government’s efforts to expand accessible and safe investment options for the public.
The Citizen Bond offers a fixed monthly return over an 18‑month period and is designed as a secure savings and investment tool backed by the government. The minister emphasized that the bond can be easily redeemed, providing citizens with a low‑risk opportunity to invest directly in government securities.
Kouchouk explained that the issuance is aligned with the ministry’s strategy to diversify governmental investment tools and broaden the investor base to include ordinary citizens. By introducing new, reliable financial products, the government aims to meet the needs of different population groups. He added that post offices will act as the exclusive point of sale for the bond, ensuring accessible service across all governorates.
Dalia El‑Baz, Chairperson of Egypt Post, said that selecting the postal network as the exclusive provider for the first phase reflects the state’s confidence in its operational capabilities and its role in supporting national financial policies. She noted that the service will be delivered according to Ministry of Finance regulations to ensure both ease of access and high‑quality customer experience.
El‑Baz added that offering the Citizen Bond through Egypt Post’s extensive network — spanning cities, districts, and villages — will help expand access to this secure investment product and support national efforts to advance financial inclusion.